Biggest auto insurance companies：Best Car Insurance Companies Of August 2023

To identify the best car insurance companies we evaluated each company based on its average rates for a variety of drivers, the coverage options offered, complaints against the company and collision repair grades from auto body professionals.

Auto insurance rates (50% of score): We used data from Quadrant Information Services[1] to find average rates from each company for good drivers, drivers who have caused an accident, drivers with a speeding ticket, drivers with a DUI, drivers with poor credit, drivers caught without insurance, adding a teen driver, senior drivers and young drivers.

Unless otherwise noted, rates are based on a 40-year-old female driver with a Toyota RAV4 and coverage of:

$100,000 for injuries to one person, $300,000 for injuries per accident and $100,000 of property damage (known as 100/300/100). Uninsured motorist coverage of 100/300. Collision and comprehensive insurance with a $500 deductible.

Car insurance coverage o...